Homeownership has been and remains a cornerstone of the American Dream, and a strong desire remains among Americans to own their own home. In fact, research shows more than 7 in 10 renters aspire to own their home one day. It is widely agreed among experts that secure and stable housing has social, academic, familial and financial benefits for individuals and families. What many of those renting might not realize though, is that they can leverage their tax return to take advantage of still affordable home prices and historically low interest rates. Who knew you could use your tax refund and turn it into a lifelong investment?

 You've decided you are ready to live the American dream and buy your first home. The only problem is, you aren't quite sure where to start or what to do as a first-time home buyer. Here's a list of four people you should contact when you are looking to buy a house for the first time.