As I’ve mentioned many times before, a key aspect of the American Dream is homeownership - and rightly so. Homeownership leads to a stable home environment for individuals and families, and brings value to the surrounding community. Unfortunately, the recession we experienced in the late 2000s led to abrupt job losses and record numbers of Americans losing their homes.

Although many people buy a home thinking they will live in it forever, the facts say otherwise. Whether you are outgrowing your current space, dealing with a job transfer or relocation, or simply looking to upgrade for quality of life (or maybe because your income has grown since first purchasing your starter or current home), you should ask yourself these questions to see if you are ready to upgrade to a new home in Central Florida. We want to ensure you make the right decision for yourself and your situation. 

We talk a lot about helping you achieve the “American Dream” here on the blog because it’s something that we wholeheartedly believe in here at Dream Builders Realty (heck, just look at our name). If you're new at this whole homebuying thing, one step in the financing process is deciding how long to finance your mortgage. 15 years vs 30 years. A long time versus a REALLY LONG TIME.

If you’ve heard anything about Dave Ramsey, you know he has a plan to help you take control of your money and part of his plan involves the fifteen-year vs thirty-year mortgage debate. We’re here to tell you that we agree with him when it comes to the benefits of a fifteen-year mortgage when considering your home loan. Here’s why.